Consumers

Reverse Mortgage

If you are a Canadian homeowner age 55 or over looking to unlock the value in your home, visit our consumer website to learn more about reverse mortgages.

Partners

Advisors

If you are interested in helping your senior clients live a fulfilling retirement, visit our partner website to see how reverse mortgages can work for your clients.

OUR STORY

There’s no place like home – especially yours. When you’ve spent years, even decades, transforming a house into a home, you've invested so much more than your hard earned money.

We understand.

We’re HomEquity Bank, the only bank dedicated solely to providing older Canadian homeowners with smart, simple options for enjoying the full value of their home in their retirement. We know that for many people over 55, retirement can be a challenge when the unexpected happens: cash flow is less than you'd planned; you want to help your kids out without tapping your savings; or major expenses pop up that you hadn't foreseen.

Don’t worry. You have options beyond a “For Sale” sign or taking on the burden of more monthly payments. For over 25 years, we've been helping people access up to half the equity in their homes with simple and secure reverse mortgage solutions. You stay in control of your finances and, most importantly, you stay in your home.

HomEquity Bank offers you options so you can plan your retirement with confidence. Enjoy all the safety and security of a Schedule 1 bank, but with a partner that understands your unique needs as an older homeowner. Choose CHIP, our well-known reverse mortgage plan, or our Income Advantage Plan for flexible ways of supplementing your income.

We know that home is about a lot more than real estate. You’ve earned the right to enjoy the true value of what you’ve invested in your home and we’re here to help you every step of the way. Discover more possibilities right at your doorstep.

Press Releases View All Releases  
04.10.15
Learn to recognize the signs of Elder Abuse

TORONTO -- From doctors and dentists to bankers and lawyers, all professionals interacting with seniors can play an important role in helping to report suspected incidents of elder abuse.

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Latest News View All News  
01.20.15
HomEquity Bank Reports Record Annual Originations

HomEquity Bank announced today its 2014 originations grew by 23% YOY and reached $309MM. As of Dec. 31, 2014, the HomEquity Bank portfolio of reverse mortgages has surpassed $1.7 billion.

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