Consumers

Reverse Mortgage

If you are a Canadian homeowner age 55 or over looking to unlock the value in your home, visit our consumer website to learn more about reverse mortgages.

Partners

Advisors

If you are interested in helping your senior clients live a fulfilling retirement, visit our partner website to see how reverse mortgages can work for your clients.

OUR STORY

There’s no place like home – especially yours. When you’ve spent years, even decades, transforming a house into a home, you've invested so much more than your hard earned money.

We understand.

We’re HomEquity Bank, the only bank dedicated solely to providing older Canadian homeowners with smart, simple options for enjoying the full value of their home in their retirement. We know that for many people over 55, retirement can be a challenge when the unexpected happens: cash flow is less than you'd planned; you want to help your kids out without tapping your savings; or major expenses pop up that you hadn't foreseen.

Don’t worry. You have options beyond a “For Sale” sign or taking on the burden of more monthly payments. For over 25 years, we've been helping people access up to half the equity in their homes with simple and secure reverse mortgage solutions. You stay in control of your finances and, most importantly, you stay in your home.

HomEquity Bank offers you options so you can plan your retirement with confidence. Enjoy all the safety and security of a Schedule 1 bank, but with a partner that understands your unique needs as an older homeowner. Choose CHIP, our well-known reverse mortgage plan, or our Income Advantage Plan for flexible ways of supplementing your income.

We know that home is about a lot more than real estate. You’ve earned the right to enjoy the true value of what you’ve invested in your home and we’re here to help you every step of the way. Discover more possibilities right at your doorstep.

Press Releases View All Releases  
12.18.14
Gifting with ‘warm hands’ one way parents help children financially

With the holiday season fast approaching aging Canadians embrace the concept of 'giving with warm hands'. Almost 5% of clients aged 55 and over arrange reverse mortgages as a way to gift money to their adult children.

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Latest News View All News  
02.10.14
HomEquity Bank Helps Seniors Create Tax Efficient Cash Flow

HomEquity Bank, announced the launch of its newest and most innovative product offering for senior homeowners, HomEquity Bank Income Advantage. Income Advantage is offered from coast-to-coast directly from HomEquity Bank.

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