Born and raised in Ottawa, I enjoy spending time with my 3 children and keeping active doing various events and races throughout the year. I also spend some of my free time volunteering in my neighborhood with the community association.
Having over 22 years’ experience in the Financial Services Industry, the last 11 have been as a Mortgage Broker. As I have personally experienced all of the growing pains of your industry, I understand the challenges you face.
My mandate is to help you help your clients by offering solutions to assist them in meeting their retirement goals and dreams. I believe in helping you and your senior clients live a better retirement.
I'm here to assist you with any questions or referrals, so feel free to reach out to me at any time.
A reverse mortgage is a loan secured against the value of your home. Unlike a loan or a regular mortgage, with CHIP you are not required to make payments. You only repay the loan when you move or sell your home.
You’ve worked hard to own your home. Now get your home working for you to:
You are required to keep your property in good maintenance, pay your property taxes and property insurance.
The amount you are eligible to receive depends on your age, age of your spouse, your home value, type of property and location of your home.
You will remain the owner of your home and can stay in it as long as you wish. CHIP will never ask you to move or sell. You and/or your spouse can stay in your home as long as you wish provided you: pay your property taxes and home insurance, keep property in good maintenance.
We work with independent financial advisors as well as chartered banks, mortgage brokers, credit unions, and investment and financial planning firms across Canada. Our goal is to help as many seniors as possible benefit from the equity they’ve built up in their home.
"Doing something like a reverse mortgage really gave us the freedom to use that money in whatever way we wanted. We've used it to make repairs to the house and we've used a little bit of it for a vacation. It’s a safe way of getting some of the equity in your home freed up for use by people who are no longer on salaried income."
- Donald & Emily